Haltom Home Team's Blog: All Things Real Estate and West TN!Recently posted or modified blog postshttps://www.haltomhometeam.com/blog/Copyright HaltomHomeTeam.com2024-03-06T19:16:19-07:00tag:haltomhometeam.com,2012-09-20:6945Satisfy your Cravings: Cookies & Cakes in Jackson, TN!
<img src="https://assets.site-static.com/userfiles/3916/image/Donuts.jpg" width="525" height="350" />
Nothing beats indulging in a delicious treat, especially when it comes to the sweet and mouth-watering varieties like cookies and cakes. If you're in Jackson, TN and craving some baked goods, you're in the right place. This city offers an abundance of bakeries and cake shops to satisfy your cravings for heavenly desserts. Here are the top five places in Jackson, TN where you can grab the best cookies and cakes.
<a href="https://www.facebook.com/people/Two-Sisters-Bakery/100057305814518/?paipv=0&eav=AfYkaykJdzuAKHrWYWnX0bUfoO1cMYUkqu1pXIQP221wxmv69HfsXo0ptFKWeoM1kek&_rdr">Two Sisters Bakery</a>: If it's fresh and artisanal cookies and cakes that you desire, Two Sisters Bakery is the place to visit. Their amazing selection of baked goods is made from scratch every day with high-quality natural ingredients. From their classic chocolate chip cookies to their themed iced cookies, every bite is a tantalizing taste of bakery heaven. If you're looking to get a sweet treat for a special occasion, Two Sisters Bakery has got you covered with their custom-made cakes for weddings, birthdays, and other events.
<a href="https://www.facebook.com/HowSweetItIsbyTim">How Sweet It is By Tim</a>: As its name suggests, How Sweet It is By Tim is a haven for anyone with a sweet tooth. This cozy bakery is known for whipping up the most delicious and creative cookies and cakes in Jackson, TN. Their menu changes regularly to offer something new and exciting. Whether you're in the mood for a strawberry cake, decadent cupcakes, or slice of cheesecake, How Sweet It is By Tim has it all. The Haltom Home Team favorite is the Gooey Butter Cookies!
<a href="https://www.facebook.com/DumplinsBistroBakery">Dumplins:</a> Dumplins is an iconic bakery and eatery in Jackson, TN. Their cakes and cookies are beloved by locals and visitors alike, especially their rich and flavorful buttercream cakes and sweet and crunchy sugar cookies. Dumplins also offers a range of treats for special occasions, including their signature strawberry cake that's perfect for celebrating any milestone. Besides cakes also check out their soups, casseroles, and strawberry butter!
<a href="https://www.facebook.com/woodstockbakeryandco">Woodstock</a>: Nestled in the heart of Jackson, TN, Woodstock is a charming bakery and coffee shop adorned with wood paneling and chandeliers. The cakes and cookies here are as beautiful as they are delicious, with intricate designs and irresistible flavors. They also offer a small lunch menu and homemade snacks. If you're looking for a cozy and peaceful spot to enjoy your treats, Woodstock is the perfect choice.
<a href="https://www.facebook.com/GigisJaxnTN">GiGi's</a>: GiGi's, a bakery that has made a name for itself with their delectable cupcakes that are baked fresh every day. They offer a variety of flavors and toppings that will satisfy any craving, from classic vanilla to red velvet to seasonal specialties. GiGi's also has a selection of cookies and cakes that are perfect for sharing with friends and family.
<a href="https://www.facebook.com/sprinklemesugarbakery">Sprinkle Me Sugar</a>: Sprinkle Me Sugar has the only macaron vending machine in America! Located inside of Catbird Studios on Vann Drive. They offer a varierty of flavors including dark chocolate, pistachio, cherry, raspberry and more!
Conclusion: Whether you're in the mood for a traditional chocolate chip cookie or an elaborate custom-made cake, Jackson, TN has got you covered. From Two Sisters Bakery's artisanal treats to GiGi's delicious cupcakes, these five places will satisfy any sweet tooth craving you may have. So go ahead, indulge in some baked goods and treat yourself to the best that Jackson, TN has to offer.2024-02-15T09:56:00-07:002024-03-06T19:16:19-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:6919Satisfy your Cravings: Best Donuts in Jackson, TN<img src="https://assets.site-static.com/userfiles/3916/image/Donuts.png" width="750" height="350" />
Who doesn't love a good donut? Whether you're in the mood for a classic, glazed treat or something a little more adventurous, Jackson, TN has got you covered. In this post, we're going to explore some of the best places to get donuts in town. So grab a cup of coffee and get ready to satisfy your sweet tooth!
<a href="https://www.facebook.com/DoDahsDonuts/">Do Dah's</a><br />Located on Stonebrook Place is a must-visit for any donut lover in Jackson. Their classic glazed donuts are fresh and fluffy, while their specialty flavors (like blueberry cake and apple fritter) are downright addictive. Get your donut order in early and they even can spell out Happy Birthday in donuts!
<a href="https://m.facebook.com/usdonutsnorthside/">US Donuts</a><br />US Donuts has been a go-to spot for Jackson residents looking for a sweet treat. Their donuts are made fresh daily, and the variety of flavors is impressive. Try the classic glazed, the chocolate, or the strawberry t for a truly indulgent experience. US Donuts is located in the shopping center where Kroger on University Parkway is.
<a href="https://www.ourjacksonhome.com/blog-2/donuttruck">The Donut Truck</a><br />If you're looking for something a little out of the ordinary, head over to the West TN Farmers Market in downtown Jackson. The Donut Truck owned and operated by Mennonites out of Rutherford, TN, has been serving hot, fresh donuts at the West TN Farmer's Market since 2012. These donuts are hard to miss, they are HUGE and pack a ton of flavor. Customers start forming a line as early as 8 am to get their hands on these locally famous donuts, so don't be late!
<a href="https://www.dunkindonuts.com/en">Dunkin' Donuts</a><br />You can't talk about donuts without mentioning Dunkin' Donuts. This chain is beloved across the country for its consistent quality and variety of flavors. Whether you're in the mood for a classic jelly donut or something a little more adventurous (like a pumpkin spice latte donut), you'll find it at the location on Stonebridge Blvd right down the street from our office.
From classic glazed donuts to creative specialty flavors, these five shops have something for everyone. So next time you're in the mood for a treat, skip the supermarket donuts and head to one of these local favorites. You won't be disappointed!2024-02-01T09:00:00-07:002024-02-15T16:19:45-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:6918Satisfy your Cravings: Best Steakhouse in Jackson, TN<img src="https://assets.site-static.com/userfiles/3916/image/steak.jpg" width="750" height="350" />
Savoring the Juiciest Steak at the Best Steakhouses in Jackson, TN
A good steak dinner is the epitome of indulgence. You could argue that there is no other meal that could satisfy you the same way, offering you heaps of juicy, tender protein that's both filling and pleasing to the eye and nose. And when it comes to good steaks in Jackson, TN, there's no shortage of options. However, finding the best steakhouse for your particular tastes is an adventure worth taking. Let me tell you about the best steakhouses in Jackson, TN.
When it comes to delivering premium meat cuts and exceptional dining experience, <a href="https://www.doeseatplace.com/">Does Eat Place</a> has no match. It is easy to find, located in the heart of downtown and the ambiance is historic. Located in the old Greyhound Bus Station you'll feel welcomed the moment you step in! Their menu is small, but what they're known for is their steak selection and tamales! From filet mignon to rib-eye to New York strip, you'll find the perfect cut to appease your taste buds, with equally delicious sides to elevate your dining experience. No need to put on your fantasy shoes, attire from blue jeans to a suit is welcome.
If you're after the ultimate steak experience, <a href="https://www.theblacksmithrestaurant.com/">The Blacksmith</a> is the place to go. It is a charming spot with exposed brick and a warm, welcoming atmosphere. Patio dining by the fire pit is our favorite. They are committed to using prime beef and cooking it to your liking every time. To complement their tender meat cuts, they offer an extensive wine list, so be sure to ask your server for advice on which one to pair with your meal. Don't miss out on the fried green tomatoes with pimento cheese dip or beef tenderloin crostini appetizers to take your experience up another level.
If you're a fan of the unconventional and want to try a steak that's cooked with unique flavor and technique, Flatiron Grille is worth a visit. Their wood-fired steaks come in generous portions, and you can choose from a variety of flavoring options, such as bourbon-laced, truffle butter, or blue cheese and bacon. The servers are excellent, and the ambiance is upscale - it's not only a perfect date night option but also a great venue for a special celebration.
Finding your favorite steakhouse in Jackson, TN might take some trial and error, but these three options will make your taste buds dance and your belly happy. Whether you're in the mood for some serious indulgence at Flatiron or some adventurous flavors at the Blacksmith, or a relaxing night out at Does Eat Place, you have an array of options to choose from. So make a reservation, grab your date or family, and enjoy the best steak in town.2024-01-18T09:00:00-07:002024-02-15T16:20:22-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:6915Satisfy your Cravings: Best Sushi in Jackson, TN<img src="https://assets.site-static.com/userfiles/3916/image/SUSHI.png" width="750" height="350" />
Are you a sushi lover, living or visiting Jackson, TN? Then you are in for a treat! This small town may not be known for its sushi culture, but we’ve got some hidden gems that will leave your taste buds begging for more. Here is a guide to the top 5 sushi restaurants in Jackson, TN that you have to try.
<a href="https://fujiyamaofjackson.com/">Fuji Yama</a>
Located at the heart of Jackson, Fuji Yama is known for its authentic Japanese cuisine and top-quality sushi. The chefs here have mastered the art of sushi making, and every bite is an explosion of flavors. Some of their must-try dishes include the Dragon Roll, Rainbow Roll, and Volcano Roll. They also have great happy hour deals and friendly staff, making it a must-visit spot.
<a href="https://www.asiagardenjackson.com/">Asia Garden</a>
Asia Garden is the perfect spot for anyone looking for a great sushi dining experience. The restaurant has a modern and chic ambiance, and the menu is extensive. The chefs here use only the best quality ingredients to make their sushi, and you can taste their passion in every bite. Their Mexico Roll, Godzilla Roll, and Sexy Roll are a few among many favorites among the locals.
<a href="https://www.sakurajackson.com/">Sakura Japanese Cuisine</a>
Sakura Japanese Cuisine is a must-visit for anyone who loves sushi. This restaurant is all about authentic Japanese flavors and traditional sushi techniques, making it a unique dining experience. Their menu is extensive, and the chefs use only the freshest ingredients. If you’re looking for an unforgettable sushi experience, try their Tuna Tataki and the Phoenix Roll.
<a href="https://www.hanajackson.com/">HANA</a>
Hana is a hidden gem in Jackson, TN. The restaurant is small but cozy, and they serve some of the best sushi in town. From their Sashimi to the California Roll, everything is fresh and delicious. Their staff is attentive and friendly, and their prices are quite reasonable. It is a great spot for a casual dinner with friends.
<a href="https://order.toasttab.com/online/rock-n-roll-sushi-tn-004-jackson-tn">Rock and Roll Sushi</a>
Rock and Roll Sushi is a family-owned restaurant that serves some of the best sushi in Jackson, TN. The ambiance is cozy and welcoming, and the menu is impressive. They also offer a range of Japanese delicacies, making it a great spot to try out new dishes. If you're a fan of spicy sushi, try their Spicy Naruto Roll or the Spicy Tuna Roll.
There you have it, the top 5 sushi restaurants in Jackson, TN that you must try. Whether you're a newbie to sushi or a seasoned sushi lover, these restaurants are sure to make your taste buds sing. So what are you waiting for? Grab a friend, head out to one of these sushi joints, and indulge in some delicious sushi goodness. Don't forget to share your experience with us! You might even catch one of us there!2024-01-16T12:50:00-07:002024-02-16T09:25:29-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:6913Satisfy your Cravings: Best BBQ Restaurants in Jackson, TN<img src="https://assets.site-static.com/userfiles/3916/image/BBQ Restaurants.png" width="750" height="350" />
BBQ is a classic American food that brings people together. It's no surprise that Jackson, TN has some of the best BBQ joints in the country. Whether you're a local or just passing through, you do not miss out on some of the best BBQ dishes around. From pulled pork, and ribs, to brisket, Jackson, TN has you covered. In this post, we'll be sharing our top 5 BBQ restaurants in Jackson, TN that you should absolutely check out.
<a href="https://www.facebook.com/exit87BBQstand/">Exit 87 BBQ</a> - Exit 87 BBQ has been in Jackson since 2007. Their specialties are fresh hickory smoked pulled pork BBQ and St. Louis-style ribs. They are conveniently located right off the interstate so people come from all over to try their mouth-watering BBQ. They serve everything from ribs, pulled pork to bologna and smoked sausage. Be sure to grab a sandwich on your way thru!
<a href="https://www.caseyjones.com/">Brooks Shaw's Old Country Store</a> - Step back in time when you visit Brooks Shaw's Old Country Store. This award-winning buffet offers everything from BBQ, soul food, and homemade desserts. Don't forget to stop by Miss Anne's Ice Cream Shoppe for an ice cream cone! The perfect family-friendly spot offering a little bit of history and a gift shop.
<a href="https://www.facebook.com/PigHouseBBQ/">Pig House</a> - Pig House is another great spot for BBQ lovers. They offer the best drive-thru BBQ around. Serving everything from pulled pork, and BBQ chicken, to all the sides and fixin's you'd expect. Potato salad, baked beans, and slaw to name a few, and even fried pies for dessert.
<a href="https://www.bakerbrosbbq.com/">Baker Bros. BBQ</a> - For those looking for a modern twist on classic BBQ dishes, Baker Bros. is the place to go. They serve brisket, pulled pork, and even catfish. Well known for its loaded brisket fries and BBQ chicken nachos. They also have a great selection of beer on tap to wash down your meal.
<a href="https://www.facebook.com/people/Brooksies-Barn/100063715577223/">Brooksie's Barn</a> - Last but not least, Brooksie's Barn should definitely not be overlooked. This casual spot is perfect for a family-friendly meal. This barn-style restaurant has window seating overlooking a pond. Its buffet offers all the southern classics including pulled pork, baked and pinto beans, and banana pudding for dessert! Ice cream bar is a delight for all the kids!
There's nothing quite like a good BBQ meal and Jackson, TN has some of the best around. The next time you're in town, make sure you stop by one of these top 5 BBQ restaurants. Each one has its own unique atmosphere and delicious dishes that are sure to satisfy your cravings. Remember, bring your appetite!2024-01-05T08:15:00-07:002024-02-15T16:21:03-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:6911Satisfy Your Cravings: Top 5 Mexican Restaurants in Jackson, TN
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Are you in the mood for some delicious Mexican food? Luckily, there are tons of Mexican restaurants in Jackson, TN. However, with so many options, it can be tough to choose. To make things a little easier, we’ve created a list of our top 5 Mexican restaurants in Jackson. From amazing appetizers to mouth-watering entrees, there’s something here for everyone.
Jackson, TN is home to a variety of Mexican restaurants, each offering its unique blend of flavor, spice, and hospitality. Whether you’re craving fajitas, tacos, or enchiladas, these five Mexican restaurants are sure to satisfy your cravings. We’ll take a closer look at what makes each of these establishments stand out and why you should give them a try. Here is our top 5 in no particual order!
<a href="https://losportalesjacksonreviews.com/">Los Portales</a>: Known for its authentic Mexican cuisine, Los Portales is a popular spot in Jackson for a reason. From the chips and salsa to the burritos and cocktails, every dish is cooked to perfection and full of flavor. The prices are reasonable, and the service is top-notch. Los Portales has many locations throughout Jackson and West TN. Whether you’re dining in, carrying out, or ordering for delivery, Los Portales is a great option for a delicious meal.
<a href="https://www.facebook.com/takosborukas/">Takos Borukas</a>: If you’re looking for a family-friendly atmosphere, Takos Borukas is the perfect place. This restaurant offers a wide variety of dishes, including seafood and vegetarian options. The portions are generous, and the drinks are refreshing. Takos Borukas is a great place for authentic Mexican cuisine. Be sure to try their fish takos!
<a href="https://www.donpanchomexicanrestaurant.com/">Don Pancho</a>: Tucked away in a strip mall, this cozy restaurant is worth seeking out. Don Pancho is known for its flavorful dishes, friendly service, and affordable prices. The portions are large, making it a great spot to share with a group. Visit on your birthday and get a pie in the face!
<a href="http://www.tulumfreshmex.com/">Tulum</a>: This restaurant has been a staple in Jackson and now has 2 locations. The food is consistently delicious, and the service is always friendly. The menu includes all the classics with an American flare. If you're looking for Mexican food on the go, Tulum is the place to go!
<a href="https://www.mytekila.com/">Tekila</a>: Located in the heart of Jackson, Tekila is a great place for a quick meal or a night out. The restaurant offers a variety of dishes, from tacos and burritos to salads and fajitas. The drinks are delicious and the prices are affordable. Be sure to try the queso dip – it’s a favorite among regulars.
So, there you have it – the top 5 Mexican restaurants in Jackson, TN. Each of these restaurants offers fantastic food, great prices, and top-notch service. Whether you’re in the mood for a night out with friends or a quiet dinner with your special someone, these places have got you covered. So, go ahead and satisfy your cravings with some delicious Mexican cuisine!
2023-12-01T13:30:00-07:002024-02-15T16:22:19-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:4438When Should I Refinance?
High interest rates have many homeowners wondering if they should refinance in the future. Refinancing can save you a lot of money in the long term when done correctly. It’s important to consider the drawbacks as well. Here are some reasons why you might want to refinance, and a few things to be cautious of.
Reasons you may want to refinance:
To lower your monthly payment. If interest rates are lower than when you purchased your home, refinancing to a lower rate will reduce your monthly payment, freeing up cash to help with other bills, your children’s education, or saving towards retirement.
To pay off your mortgage earlier. A great way to use the money you save with a lower mortgage payment is to apply it right to your principle, which will help you pay your loan off earlier.
To take advantage of a better credit score. If your credit score has increased significantly since you bought your home, you may get a better loan if you refinance.
To save on total interest. For some, the desire to pay less interest overall makes refinancing an attractive option. Reducing the interest rate and/or the loan term will save you money long term.
To change loan types. If you have an adjustable-rate mortgage that has been increasing or is nearing the end of the fixed period, you may want to switch to a fixed-rate mortgage. If you have extra cash on hand to make larger monthly payments, it may make sense to change to a 15-year mortgage so you can pay it off earlier.
To consolidate debt or take cash out. If you have built up equity in your home, you may be able to borrow against your home to obtain cash to pay off higher-interest debt, to make improvements on your home, or for things like your children’s education or medical expenses.
Be careful when borrowing against your home. If the cash you take out goes to increasing your debt rather than resolving it, then you could end up putting your home in jeopardy.
Don’t forget about the closing costs involved in refinancing. You will have fees associated with your new loan just like you did when you purchased your home, so remember to figure the closing costs when you do the math.
Also, be cautious about extending your loan term. If you refinance with a 30-year mortgage when you are 10-15 years or more into your current mortgage, you’ll end up paying way more in interest overall, and have extended your payments for many more years.
Of course, a mortgage lender is the best resource for answering your financing questions. If you need someone to talk to further, I’m happy to give you a referral.
2023-11-15T09:00:00-07:002023-09-25T09:46:06-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:7005Exploring the Wild at TN Safari ParkFor those who love animals and adventure, Safari Park in Alamo, TN is the perfect destination. This 200-acre park is home to over 80 different species of animals from all over the world! From the majestic giraffes, and wandering zebras, to the bactrian camel, you can see them all here up close and personal. Here, you will have a unique experience of being surrounded by animals as you journey through the safari-style park. So pack your bags, grab your camera, and let's go on a wild adventure at Safari Park in Alamo, TN!
<img src="https://assets.site-static.com/userfiles/3916/image/Safari_4.jpg" width="600" height="399" />
Get Up Close with the Animals<br />Safari Park is not your everyday zoo. The animals roam free in a natural habitat, giving you the chance to see these magnificent creatures up close and personal. The best part is that you can tour the park in your own vehicle without the need for a tour guide. As you journey through the park, you can witness zebras, buffalo, camels, ostriches, and much more just inches away from your car.
<img src="https://assets.site-static.com/userfiles/3916/image/safari%20park1.png" width="600" height="400" />
Walk thru Zoo<br />The walk-thru zoo expands over 20 acres of additional animal exhibits and encounters. There is a petting zoo area of friendly pygmy goats and giraffes. You can buy feed for the goats and carrots to feed the giraffes. Then make your way over to Parakeet Landing where you will see free flight parakeets, doves, and cranes. Their newest exhibit is the Sloth Barn where you can get a panoramic view of animals from South America. They have two-toed sloths and prehensile-tailed porcupines. This exhibit is seasonal due to the temperature requirements of the animals.
<img src="https://assets.site-static.com/userfiles/3916/image/safari%20park.png" width="600" height="400" />
Have a Picnic<br />Safari Park is equipped with designated picnic areas where you can relax, enjoy the beautiful scenery, and have a picnic lunch. You can pack your own sandwiches, drinks, and snacks or buy food from the park's restaurant. The picnic areas are shaded, and tables and benches are available, making it the perfect spot for a family gathering or a cozy date.
Gift Shop<br />No adventure is complete without a souvenir. The Safari Park gift shop has a range of animal-themed souvenirs, including plushies, t-shirts, keychains, and other small items that are sure to delight both kids and adults. You can take a piece of Safari Park home with you to remember your thrilling day.
Safari Park in Alamo, TN is the perfect destination for anyone who loves animals, adventure, and nature. The safari-style park allows you to see the animals up close up in their natural environment. The park's picnic areas, animal shows, and petting zoos also provide guests with a wholesome way to spend the day. Don't hesitate, make plans to visit Safari Park today, and you will experience a wild adventure that you will never forget.2023-11-01T08:00:00-07:002023-09-22T11:13:39-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:4443Tips for Saying Goodbye to Sentimental BelongingsWhen I work with clients who are downsizing to a smaller home, one of the hardest chores they face is letting go of sentimental belongings they no longer have room for. Souvenirs collected during travels, family heirlooms, and your children’s keepsakes can be quite stressful to part with. It doesn’t matter whether the items have monetary value or not; in fact, often the most difficult items to let go of are worthless in terms of money, but priceless in sentimental value.<br /> <br />Here are some tips to help you part with belongings you are attached to but no longer want to keep.
Remember that our memories reside within us, not within our possessions. Psychologists say that letting go of sentimental items can be extremely therapeutic. When we keep things, the items occupy both physical and mental space in our lives. It’s healthier to focus on your memories and not the items that represent your memories.
Focus on the present. Letting go also helps to bring your focus to the present. Sometimes things are continual reminders of the past and hold us back from living in the present. Dwelling in the past can make one more prone to depression and can affect our ability to deal with stressful situations in our lives. Realize that while we can always cherish our memories, we don’t need the past to be happy in the present.
Let go of guilt. People often hold onto an item they don’t want or need because someone special gave it to them or it represents a special person. Learn to let go of the guilt associated with getting rid of gifts you can’t use. Appreciate the thoughtfulness of the giver or the special memory it represents but pass the item on to someone else who can use it or donate it to charity.
Don’t save it for your grown children. Times have changed and today more young adults are able to buy their own furnishings. And they aren’t as sentimental about family heirlooms as prior generations were. Talk to your kids now and find out if you are holding onto your china, crystal, and silver tea service for nothing.
Compromise with your spouse. It’s not uncommon for one spouse to resent the others’ favorite belongings while holding onto their own special stuff. It’s important to recognize that, while you may not understand your husband’s need to keep a ball cap for every MLB team he’s seen play, he may feel the same way about his hats that you do about keeping every book you have read. Decide together on a reasonable number to keep.
Start with the easy stuff. If you have a lot of belongings to sort through, start with the easier decisions and work from there. Often people find that once they get some momentum going it feels good to let go.
Write a family memoir. Hold onto your memories with words instead of things by writing your memoir or the story of your family. Writing your story can be very therapeutic and can help you release your hold on tangible items. If you need help, try a service like Storyworth.com.
2023-10-25T08:00:00-07:002023-09-21T12:05:14-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:4442Should I Buy and Sell at the Same Time?
Both buying and selling a home are equally stressful, but what about when you are trying to coordinate both at the same time? There are many moving parts, and the agents involved work together to ensure the smoothest possible transactions for our clients. If you are selling your home and want to close on a new home purchase simultaneously, here are some things to consider to make your move as smooth as possible.<br /><br />Truly simultaneous closings are rare these days, especially when financing is involved. Regulations put in place to protect consumers have made simultaneous, or double, closings very difficult to pull off. Concurrent closings occur when a party is selling and buying properties at about the same time, usually within a couple of days of each other. If you wish to close on the sale of your home and the purchase of a new home back-to-back, the best scenario is to work with the same title company and escrow company for both transactions. Usually, the sale of your home is closed first, your mortgage is paid off, then the purchase of your new home is closed.<br /><br />Selling your home ahead of buying is the most risk-free alternative, as neither transaction is contingent on the other. However, this requires your family to make an extra move and have a place to live while you wait to close on a new home, so in terms of convenience and expense, it’s not always the best scenario. If you have the ability to secure a short-term rental or to put your belongings in storage and stay with your family, then you can enjoy the luxury of taking your time to look for and close on your new home. One option that sometimes works out is to rent your home back from your buyers while you wait to close on your purchase. This works well when the buyers are not in a hurry to move in themselves and you can agree on a timeframe for you to remain in the home.<br /><br />Buying ahead of selling is a dream in terms of convenience. You can take your time moving, and maybe do some renovations or decorating before you move in. But, will you qualify for a new mortgage without a contingency on selling your existing home? If you can swing the mortgage or are paying cash, it may be an excellent option for you. Remember to realistically consider how long you can afford to maintain two properties– with maintenance costs– in case it should take you longer than expected to find a buyer for your present home. In this scenario, you may want to rent your new purchase back to the sellers or list it as a short-term rental, while you wait to close on the sale of your existing home.<br /><br />Consider your buyers and sellers carefully when trying to coordinate a sale and purchase within a short amount of time. The last thing you need is a seller or buyer who is displaying signs of being uncommitted to the deal. While no deal is guaranteed until all the closing documents have been signed, when you need a purchase or sale to coincide with your schedule, you should carefully evaluate who you sign a contract with. A contract with contingencies on other deals going through, a lender expressing doubt about final financing approval, a low good-faith deposit, buyers asking for unreasonable repairs or allowances, or sellers whose moving plans are questionable are red flags that your deal could fall apart.
2023-10-18T08:00:00-07:002023-09-21T12:01:24-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:4353Why You Should Consider Selling in the WinterThe season you sell your home can have an impact on how much you get for your home and how quickly it sells. The season that has the most success in selling homes is spring. This is a good time of year for families moving to new school districts and is also more convenient weather for moving. Because of this trend, most people will recommend waiting to list your home until after the winter is over. Avoiding the winter is a huge misconception in the housing industry and can cause homeowners to miss out on opportunities.
Selling in the winter can give you a few advantages. There will be fewer houses on the market since most people assume winter is a bad time to sell. This gives your home more attention. Potential buyers are always looking no matter the time of year. Keeping your house on the market in the winter might bring the right buyer to your door. Real estate agents also tend to be less busy during these months and commit more time to getting your home sold.
Studies have shown winter buyers are buying because they need to move right away either for a relocation or personal situation. They will want to close quickly and allow for a much smoother sale.
Bottom Line
If you need to sell your home right away, or have some time but want to see what is out there, consider listing in the winter. Most homeowners who are going to sell will list their home in the spring, making for a competitive market. The winter allows buyers who are in a hurry to move consider your home and sell for more money than you would have in the spring.2023-10-11T08:00:00-07:002023-09-21T08:31:02-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:70102023 Best Spooky Attractions in West TNAs we approach Halloween, it's time to embrace the spooky season and explore the haunted houses in Jackson and West Tennessee. These haunted attractions are sure to awaken your inner thrill-seeker. If you're brave enough, let's delve into the world of the unknown and discover the horrors awaiting us.
First on our list is the Zombie Paintball located in Jackson, TN. This haunting experience invites you to board an open trailer armed with a paintball gun, and take on the walking dead. The objective is simple, shoot as many zombies as you can to prevent them from attacking. But be warned, the undead are relentless in their pursuit, and you'll need to be quick on your feet to survive. It's a fun and interactive way to experience a classic zombie apocalypse theme and a survival scenario that is sure to keep your heart racing.
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If you're looking for something a little more terrifying, visit The 13th Realm in Atwood, TN. This haunted house is not for the faint of heart. The attraction boasts several themes under one roof. The haunt will take you through a mad scientist's laboratory, a psychopath's hideout, a torture chamber, and more. The actors are dedicated to providing the best scare possible and will jump out of every corner to make sure your experience is unforgettable. The 13th Realm is the perfect place to indulge in your fear and experience the horror for yourself.
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Up next is Camp Blood in Humboldt, TN. The haunt is situated in an unsettling wooded area, which is enough to send shivers down your spine, let alone the terrifying campsite. The haunt involves walking through dark paths, and the actors portray different horror tropes from the killer clowns to the chainsaw-wielding maniacs. It's the perfect place to challenge your phobias, but be sure to wear comfortable shoes for all the running you'll be doing.
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Lastly, visit the Ghost Walking Tour & Dinner, a tour through the city's historical and paranormal locations. Ghost Walk is not your average haunted house but incorporates history into the storytelling. The guides hired by the attraction have a wealth of knowledge about the area and its ghost stories. As the name suggests, it's a walking tour with stops at various haunted places, and you'll hear difficult, sometimes disturbing, stories. Although it's not as intense as some of the other attractions in the area, the Ghost Walk provides an eerie experience that's informative and exciting.
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In conclusion, the haunted houses in Jackson and West TN are the perfect way to celebrate the Halloween season. Whether you're seeking a blood-curdling experience, or you're looking for a ghostly adventure, there's something for everyone. Zombie Paintball, The 13th Realm, Camp Blood, and Ghost Walking Tour & Dinner, provide an array of themes and settings to keep you entertained. If you're brave enough to visit one of these haunted attractions, don't forget to bring your courage, and enjoy the experience.2023-10-04T08:00:00-07:002023-09-28T08:00:48-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:7009Best Pumpkin Patches in West, TN 2023<img src="https://assets.site-static.com/userfiles/3916/image/pumpkin_patch.jpg" width="1200" height="602" />
Fall is finally here, and it's time to plan your visit to the pumpkin patch! Luckily West TN has plenty to offer. If you're looking for a fall family-friendly outing, there's a pumpkin patch for you. In this post, we'll highlight four of the best pumpkin patches in the area: Donnell Century Farm, Green Acres Farm, Falcon Ridge Farm, and Sunset Valley Farms.
Donnell Century Farm, located in Jackson, is a great place to go if you're looking for a wide variety of pumpkins. They offer everything from small pie pumpkins to giant jack-o-lanterns, so you're sure to find exactly what you're looking for. In addition to pumpkins, they have a corn maze, hayrides, and a petting zoo. Kids will love the chance to interact with the animals and play on the playground. Their Pumpkin & Corn Maze Fall Festival opens September 30th through November 5th! Check out all the fun on their website <a href="https://www.donnellcenturyfarm.com/">https://www.donnellcenturyfarm.com/</a>
Green Acres, located in Milan, is another great pumpkin patch option. In addition to pumpkins, they have a wide variety of fall decorations, a corn maze, and Pumpkinville which offers 3 acres of fun. Pumpkinville has endless options to entertain the kids. A corn box to play in, Straw bale tunnels, sack races, pumpkin bowling, and much more! The pumpkin patch, corn maze, and Pumpkinville open September 22nd from sun up to sun down! Explore all your fun fall options on their website <a href="https://www.greenacresmilan.com/pumpkins.html">https://www.greenacresmilan.com/pumpkins.html</a>
Falcon Ridge Farm, located in Toone, is a bit off the beaten path but well worth the trip. At their fall harvest festival, you will enjoy a tractor-drawn hayride, pick your pumpkins and gourds straight off the vine, get lost in the corn maze, and after you've worked up an appetite head to their market for plenty to eat! Kids even get a free small pumpkin! Want to add more? They offer pony rides, animal feed, and corn cannon for an extra fee. Fall festival harvest will be open from September 23rd through October 29th. Stop by their website for all the details <a href="https://falconridge.farm/fall-fest/">https://falconridge.farm/fall-fest/</a>
Sunset Valley Farms, located in Huron, is another great option. They offer a variety of pumpkins, as well as gourds, Indian corn, and hay bales for decoration. They also have a corn maze, hayrides, and a "corn play area" for kids, where they can dig in the corn and play farm-themed games. The fall festival is open from September 22nd through November 5th Fridays thru Sundays. Check it all out on their website <a href="https://cornmazefestival.com/">https://cornmazefestival.com/</a>
No matter which pumpkin patch you choose to visit in Jackson and West Tennessee, you're sure to have a great time. Each one offers something different, whether it's a variety of pumpkins, fun attractions like petting zoos and corn mazes, or unique events like pumpkin chunkin'. So grab your friends and family, put on your cozy fall sweaters, and head out to one of these pumpkin patches for a fun-filled day!2023-09-27T08:00:00-07:002023-09-28T10:43:24-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:44398 Reasons Why Real Estate is Good InvestmentReal estate has long been considered a solid investment for many reasons. It is a relatively safe and easy way for people to build wealth beginning with a small amount of money. If you are interested in investing in real estate, I’d be happy to help you find the right properties.
Here are some of the ways investing in property can help you build an investment portfolio.
Real estate investments can provide you with a reliable and steady cash flow. Investing in rental properties is relatively easy as expenses are predictable and if your properties remain occupied you know what to expect in terms of profit margin.
Real estate appreciates in value. Real estate consistently appreciates, even during economic downturns, making it one of the more reliable investments. On average, real estate in the US appreciates between 3-5% annually.
Real estate investments help you retire. If you have been paying on your mortgage throughout your working years, you will experience greater cash flow as you near the end of your mortgage term and the principal is paid off.
Real estate sales are taxed at a lower rate than other income. When you sell your property, you are taxed short- or long-term capital gains which are usually lower than income tax brackets.
Real estate equity can be leveraged. One of the most attractive reasons for investing in real estate is the ability to leverage your money. When you take out a mortgage to purchase property you reduce the amount of capital required. As you build up equity in the property, you borrow against the equity or refinance the original loan, freeing up cash to buy another property.
You have control to improve upon your asset. Unlike an investment in stock, where you have no control over how it performs, you can improve upon your real estate investment. Updating or upgrading systems, finishes, appliances, and landscaping helps build value in your investment.
Real estate gains taxes can be deferred. Under the 1031 exchange tax code, you can invest the gains from the sale in one property to the purchase of another property without paying taxes on the gains.
Real estate investments are depreciable. This is confusing, but you can legally claim a depreciation expense on an investment property even though the value of your investment property is actually appreciating. The depreciation deduction allows investors to generate a higher cash flow while reporting a lower income for tax purposes.
2023-09-20T08:00:00-07:002023-09-15T07:35:00-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:7013West TN State ParksExplore the Beauty of West TN Parks
Known for its rich history, culture, and natural beauty, West Tennessee is home to some of the most beautiful parks in the country. If you love the outdoors and are looking for an escape from the hustle and bustle of city life, there’s no better place to be than West Tennessee. In this blog post, we’ll explore some of the most beautiful parks in the region, including Pinson Mounds, Natchez Trace State Park, Chickasaw State Park, and Cypress Grove Nature Park.
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Pinson Mounds State Archaeological Park:<br />Located in Madison County, Pinson Mounds Park boasts some of the best-preserved mounds that were built by prehistoric native peoples. The park is home to more than 15 mounds and is perfect for hiking, bird-watching, and exploring the rich history of the Pinson Mounds site. Visitors can take a tour of the park and learn about the Mississippian culture that once thrived in the area.
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Natchez Trace State Park:<br />Stretching over 48,000 acres, the Natchez Trace Park is an amazing state park that takes visitors through some of the most beautiful landscapes in Tennessee. There are multiple lakes to fish, swim or boat at including Cub Lake, Pinoak Lake, Maple Creek Lake and Brown Creek Lake! With The park has multiple sites for camping, RV camping and cabins. The park is perfect for hiking, biking, horse riding, and even more!
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Chickasaw State Park:<br />Located in Henderson County, Chickasaw State Park is perfect for camping, hiking, fishing, and more. The park features 13 cabins, 2 campgrounds, a swimming area, and several trails that showcase the natural beauty of the area. Visitors can also explore the park’s lake and take part in a variety of recreational activities, including boating, paddle-boarding, and more.
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Cypress Grove Nature Park:<br />Located just minutes from Downtown Jackson, this park boasts a 4,000 acre nature area with over a mile of boardwalk through a cypress forest. The park is home to a variety of injured birds of prey like hawks, eagles and owls! Visitors can explore the park’s trails, fish in the Wood Duck Lake, or simply relax and enjoy the park’s tranquil beauty.
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Mound Bottom State Archaeological Area:<br />Covering over 500 acres, Mound Bottom State Archaeological Area is located in Cheatham County and is perfect for hiking and exploring the rich history of the area. The park is home to a prehistoric Native American village that dates back to the Middle Mississippian period, and visitors can learn about the village and take part in guided tours.
Whether you’re looking for adventure, relaxation, or a deeper understanding of history and culture, West Tennessee parks have something to offer. From the stunning mounds at Pinson Mounds State Archaeological Park to the serene beauty of Cypress Grove Nature Park, there are countless opportunities to explore and connect with the natural beauty of the region. So what are you waiting for? Grab your hiking boots and set out to explore the beauty of West Tennessee parks!2023-09-13T08:00:00-07:002023-08-18T12:47:57-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:7017Spotted: Famous People from Jackson, TNJackson, Tennessee is located midway between Nashville and Memphis. With a population of just over 65,000 people, it might not seem like the type of place that produces famous people. But you'd be surprised to know that Jackson has produced several notable figures in history, from actors to musicians, to politicians. In this article we'll take a look at some of the most famous people from Jackson and their contributions to society.
Isaac Hayes<br />Isaac Hayes was born in Covington, Tennessee but spent most of his childhood in Jackson. He was a soul musician and a composer. Hayes was one of the originators of soul music in the 1960s and had several hit songs during his career, including "Walk On By," "Shaft," and "Theme from The Men." He won numerous awards, including an Academy Award for Best Original Song for the theme song of the movie "Shaft." He was inducted into the Rock and Roll Hall of Fame in 2002. Hayes died in 2008 at the age of 65.
Casey Jones<br />Casey Jones was a railroad engineer born in Jackson in 1863. He became famous for his heroic actions in 1900 when he crashed his train to avoid hitting another train that had stalled on the tracks. He died in the accident but was able to save the lives of all his passengers. Jones is now remembered as a folk hero for his bravery and quick thinking.
Johnny Cash<br />Johnny Cash was born in Kingsland, Arkansas, but his family moved to Dyess, Arkansas when he was young. Cash spent much of his time in Jackson, Tennessee, and was even arrested there at one point. Cash was a country musician and songwriter who had a long, successful career. Some of his most famous songs include "Folsom Prison Blues," "Ring of Fire," and "I Walk the Line." He was inducted into the Country Music Hall of Fame in 1980 and died in 2003 at the age of 71.
Tamara Tunie<br />Tamara Tunie is an actress who was born and raised in Jackson, Tennessee. She is probably best known for her role as Medical Examiner Melinda Warner on the television show "Law & Order: Special Victims Unit." Tunie has also appeared in other TV shows and movies, including "24," "The Devil's Advocate," and "Flight." In addition to acting, Tunie is also a producer and director.
Carl Perkins<br />Carl Perkins was a rockabilly musician born in Tiptonville, Tennessee, but he spent much of his early career playing music in Jackson. Perkins is best known for his song "Blue Suede Shoes," which was famously covered by Elvis Presley. Perkins was inducted into the Rock and Roll Hall of Fame in 1987 and continued to perform and record music up until his death in 1998.
Jackson, Tennessee might not be a major city, but it has definitely produced its fair share of famous people. From musicians to actors to folk heroes, the people from Jackson have made their mark on history. It just goes to show that sometimes the smallest towns can have the biggest impact. Have you ever visited Jackson, Tennessee? If not, you might want to add it to your list. Who knows, maybe you'll even run into a future famous person while you're there!2023-09-06T08:00:00-07:002023-08-14T13:13:28-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:7006Discovery Park of AmericaLooking for something that the whole family will enjoy? Discovery Park of America offers something for all ages! This state-of-the-art 100,000-square-foot museum sits on a beautifully landscaped heritage park in Union City, TN. Must-see attraction offering a variety of programs, exhibits, and hands-on activities.
There is no limit on these outdoor activities offered at Heritage Park. This 50-acre park includes a man-made river flowing through the extensively landscaped property, along with waterfalls, bridges, and other water features.
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Experience a reproduction of an early 20th-century town with a working gristmill, windmill, and one-room schoolhouse. Enjoy the breathtaking Japanese, European, and American gardens. Reproduction of an entire mid-19th-century frontier settlement, turn-of-the-century train station and depot, and a nature-inspired playground.
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Indoors this 100,000 square food museum showcases ten exhibit galleries focusing on topics like science, space, military, natural history, art, and much more! Guests have an array of options ranging from 4-D simulations, a 20,000-gallon aquarium, and dinosaur fossils, to various interactive displays focused on science, technology, engineering, and more! There are endless options inside and out at Discovery Park of America that will keep your entire family entertained for hours!
Throughout the year, Discovery Park hosts a variety of special events. Well known for their Independence Day celebration and their 'Let it Glow; Christmas light show. No matter what time of year it is you are sure to find something happening at Discovery Park. Discovery Dash Fun Run, Homeschool Day, and Discovery Camps just to name a few.
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Whether you're an outdoor enthusiast, a history buff, or just looking for a fun family-friendly destination, Discovery Park in Union City, TN is the perfect escape. With its beautiful natural landscape, historical exhibits, special events, and family-friendly attractions, there's truly something for everyone. So why not plan your next adventure at Discovery Park?
What will you discover? Check out their website for more info! <a href="https://discoveryparkofamerica.com/">https://discoveryparkofamerica.com/</a>2023-08-30T08:00:00-07:002023-08-14T12:12:43-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:4440Understanding Home Equity
Home equity…Everybody wants it, but what exactly is it, and how do you get it?
Equity represents the degree of ownership an individual or entity has in an asset after subtracting any debts against the asset. To say someone shares equity in a company means they would share in any assets remaining after all debts are accounted for.
For example, if your business has sold $500,000 worth of product this year, but you have rent, operating expenses, and a business loan payment totaling $400,000 for the year, you have $100,000 of equity in your business. Equity changes as the value of your assets and debts change.
Home equity works the same way. When you take out a mortgage to purchase a home, your home is collateral on the mortgage loan, so the outstanding mortgage principal must be deducted from the value of the home to determine your home equity.
In most cases, you make a down payment when you purchase your home. That down payment is your initial home equity. If you pay a 20% down payment on a $200,000 home, you have $40,000 equity when you close on your purchase.
As time goes on and you continue to pay down your mortgage principal, your equity grows. Usually, the longer your own your home, the more equity you gain because you are paying down your mortgage. However, any debts you take on using your home value as collateral, such as a second mortgage or home equity line of credit (HELOC,) decrease your home equity.
The changing real estate market also influences your equity. If you paid $200,000 for your home, and two years later the homes in your neighborhood start selling in the $400,000 range, your theoretical equity increases. (Theoretical because you don’t realize your home equity until you sell your home and pay off all debts against it.) You can also lose equity if the market takes a dive but be patient and it should recover in time.
Equity also grows if you make improvements on your home that increase its value. Let’s say you add a swimming pool and all new appliances. You have increased the value of the home. Your equity doesn’t increase by the amount your spent on the improvements, but on the value you get upon resale. This is an important point when considering making improvements prior to putting your home on the market, and one that is often misunderstood.
Let’s say Joe spends $50,000 on upgrades to his home. He might tell his neighbor, “I have $50,000 in my home,” but when he goes to sell, the current market dictates how much he will actually get in return. If Joe ends up selling for $40,000 more than he originally paid, his $50,000 investment got him $40,000 in home equity.
Some things you can do to increase your home equity include:
1) Make a large down payment when you purchase your home. The more cash you put down, the more equity you begin with.
2) Make increased or extra payments on your mortgage principal. Adding to the principal portion only on your monthly payments, or making extra payments when you are able, helps chip away at your outstanding debt.
3) Be smart when making home improvements. Not all improvements build equity. Some improvements may be personal preferences that don’t necessarily add value for resale. Improvements such as a new HVAC system, new appliances, or a new roof are usually more reliable investments than a fountain in the front yard or surround sound speakers throughout the house.
4) Don’t borrow against your home equity unless you must. Home equity is often a homeowner’s biggest asset, and can help to build your retirement nest egg, but it can also come in handy if life throws you a curve ball and you need to borrow against it for an unforeseen emergency. Be careful not to borrow against your equity for frivolous purposes, so it will be there if you really need it.
5) Sell when the market is favorable. If you are counting on your home equity to help finance your next home, pay for your children’s education, or add to your retirement funds, try to sell during a seller’s market when inventory is needed in your area.
2023-03-08T13:30:00-07:002023-09-12T11:06:40-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:443712 Tips for an Easier Move
As exciting as it is to move into a new home, not many people look forward to the actual moving day. Whether you are moving across town or across the country, moving is stressful. Here are some helpful hints from expert movers to make the big day a little more bearable.
1. Schedule your move well ahead of time. Moving companies get booked up weeks in advance, so don’t wait until the last minute to schedule your move. Make sure they know ahead of time if you have any very large or heavy items to move. The last thing you want is for the movers to show up with a truck that isn’t big enough or without enough people to move your belongings safely.
2. Consider letting the moving company pack your items. If it’s within your budget to hire packers, it may be money well spent. Packers are usually very efficient and take time to wrap fragile items securely. Packers will usually pack you the day before your move, so you don’t have to pack items away that you may need up until the day of your move.
3. Schedule services. Don’t forget to have services transferred or started at your new home. These may include:
Power
Water
Trash service
Internet/TV/Phone
Gas
Lawn service
Pool service
Security system monitoring
4. Have your new home professionally cleaned. If your seller is not arranging for cleaning to be done prior to closing, arrange to have it done before you move in so that you won’t arrive to a dirty house.
5. Pack a moving supply box. Your moving supply box should contain items you may need while you are unpacking and getting settled in your new home, such as:
Toilet paper
Paper towels
Sponge
All-purpose cleaner and glass cleaner
Shelf liner paper
Scissors
Furniture moving pads
Tape measure
Cordless screwdriver
Hammer
Picture hanging kit
Bottled water, snacks, pet food
Paper plates, cups, and disposable utensils
Dish Soap and Hand Soap
6. Make Your Bed. As soon as your bed frames and mattresses come off the truck, put them together or have the movers put them together, and make them up. Pack your sheets, blankets, and pillows together in well-marked boxes so you can find them easily. When you are ready to collapse at the end of moving day, you’ll be thankful the beds are made up and ready to fall into.
7. Ditto for your towels and bath soap. Pack bath towels and soap with your bed sheets so you can jump in the shower before retiring without having to search for towels.
8. Make Plans for Your pets. The last thing you need on moving day is a stressed-out pup or kitty, or worse, one that escapes in an unfamiliar neighborhood. Make plans for your pets to spend the day with family or friends, a pet sitter, or boarding facility until you are ready to introduce them to their new home.
9. Say Yes to Helpers. Sometimes it’s hard to accept extra help from family or friends if you aren’t sure what they can help with. Here are some tasks you can delegate:
Lay shelf liner in the kitchen and bathroom cabinets and drawers
Unpack and put away your kitchen items (you can rearrange later!)
Babysit or keep your children occupied
Make up your beds, place towels in the bathrooms
Wipe down cabinets and counters
Break down packing boxes
Hang clothes in closets
Organize tools and equipment in the garage
Pick up lunch or dinner
10. Hire a Sitter. If you have little ones, they will be very excited about their new home, new rooms, and yard. They will want to be with you, but they will not be interested in unpacking boxes! Make plans for someone to be available just for them, so you can concentrate. A family member, friend or hired sitter can help them explore their new surroundings, build a box fort, or organize their toys in their new rooms without you worrying about where they are.
11. Hire someone to hang your art. Unless you love to hang things yourself, you might consider having a handyman scheduled to come in and hand your wall art and window treatments for you. This can save you a great deal of time getting settled. If you need help deciding where to hang art or portraits, a decorator may be a better choice than a handyman. They can help you decide on placement and hang items themselves or direct a handyman where to hang items.
12. Check out of the old house. Prior to closing, you should have submitted a change of address form with the post office. You’ll also need to remember to leave all keys and garage door or gate openers, and make sure the movers don’t pack up things like ceiling fan remote controls or other loose items that stay with the house. Don’t forget to clean out spaces like the attic, backyard sheds, crawl spaces, or any other hideaway spaces you might have stored items. It’s always nice to have the home professionally cleaned for the new owners, and, if you feel inclined, leave a list of recommended local vendors for household services.
2022-03-21T11:45:00-07:002022-03-21T11:50:38-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:4351Will Increasing Mortgage Rates Impact Home Prices?<img src="https://assets.site-static.com/userfiles/3916/image/mortgage-rate-projections.jpg" alt="Will Increasing Mortgage Rates Impact Home Prices? " title="Will Increasing Mortgage Rates Impact Home Prices? " height="410" width="750" />
There has been some discussion recently on home prices in relation to mortgage rates. Some believe if there is a rapid rise of mortgage rates, home prices should decrease. Logically it makes the most sense for the price of the house to drop when interest rates are rising, but this is not always the case.
This theory of home prices decreasing is typically discussed by future home buyers. As a buyer you would like to think if you are paying higher rates on your mortgage, you should be able to see a decrease in cost somewhere else. Unfortunately, these rates are rising because the economy is in better shape. As the economy succeeds, incomes rise, rates go up, as well as the price of the home.
A recent study by the John Burns Real Estate Consulting found mortgage rates have very little impact on the cost of the home. The housing market and price increases are affected by things like job growth in the area and rising wages. Coincidentally, these same factors are causing the rise in the mortgage rates since people can afford to take out more.
Bottom Line
As the economy progresses and strengthens, mortgage rates and home prices will fluctuate. It is a misconception as rates increase, home prices will decrease. Advances in the economy have shown that rates and home prices are more likely to increase together.2022-02-25T06:37:00-07:002022-02-25T06:39:08-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:4352Common Things to Look Out for Before Buying Your Dream Home<img src="https://assets.site-static.com/userfiles/3916/image/3-questions-to-ask-before-buying-your-dream-home.jpg" alt="Common Things to Look Out for Before Buying Your Dream Home" title="Common Things to Look Out for Before Buying Your Dream Home" height="410" width="750" />
It is easy to become overwhelmed when you enter the home buying market. Friends, family, colleagues, and even acquaintances will give you their opinions if you are a first time home buyer. While most of them are looking out for your best interest, they are not fully aware of what is happening in the housing market.
It is important for you to be prepared and have your own questions ready. No matter what other opinions you are getting, you are the one buying the home and your comfort level will help make your final decision. Here are three important questions to ask before you purchase a home.
1. Why am I Buying a Home?
Regardless of the finances, it is important to think about what made you want to buy a home in the first place. Usually the reasons don’t have to do with money. Instead, home buyers are focused on how the house will impact their family in the future. A study done by the Joint Center for House Studies at Harvard found there are four reasons people buy a home. Those reasons include schools for your children, a safe environment, more room for your family to grow, and control of your own space.
These factors are the most common reasons people look to buy a new home. When you ask yourself why you are looking to purchase a home, do any of those factors come up? Spend time with your spouse or family members who are involved in this decision and determine why you want a home in the first place. Creating this list will help when searching for a home and can help your real estate agent find the best home for your needs.
2. What is the Trend with Home Values?
Our current economy and housing market is strong. That means home values and mortgage rates are increasing. If you are looking to purchase a home but want to stay within a budget, it may be in your best interest to move quickly. It is forecasted for these trends to continue in an upward motion, causing home values to continue to increase.
3. What About Current Mortgage Rates?
The ticket price is not the only thing you should be concerned with when purchasing a home. Mortgage rates are always changing and can have a huge impact on your monthly payments. Current trends show mortgage rates are rising. This is something to consider if you are debating the right time to purchase a home, since the rates may be even higher down the road.
Bottom Line
You and your family are the only ones who can determine the right time to purchase your dream home. It is important to decide exactly why you want a new home for your family and decide on a budget that will be comfortable moving forward. This budget may affect the amount of time you have to search for a home, since home prices and mortgage rates are increasing. 2022-02-25T06:37:00-07:002022-02-25T06:39:01-07:00Beth Haltomtag:haltomhometeam.com,2012-09-20:4354Is Getting a Home Mortgage Still Too Difficult?<img src="https://assets.site-static.com/userfiles/3916/image/getting-a-home-mortgage.jpg" alt="Is Getting a Home Mortgage Still Too Difficult?" title="Is Getting a Home Mortgage Still Too Difficult?" height="410" width="750" />
Potential homebuyers are always cautioned to be aware of mortgage lending standards and the difficulty they might face when trying to obtain a mortgage. Credit availability is expanding, making it easier to get a mortgage now than it was a year ago. The market is still tight however, and homebuyers should be prepared to shop around until they find a lender who is offering something that will meet the needs of their family.
Mortgage lending companies have high standards so it is important to make sure you and anyone else who will be included on the mortgage have their credit in check. The mortgage market is strict because lenders do not want to be put in a situation where they are forced to repurchase loans that are not paid on. They also do not want to end up in a litigation situation due to loan issues.
What Has Happened to the Number of Mortgages?
Due to the strict nature and requirements of the lending companies, the number of mortgages given out has significantly dropped. A report by the Housing Financial Policy Center at the Urban Institute showed that about 6.3 million fewer mortgages were given out between 2009 and 2015. The reasons behind this statistic are strict regulations and policies. These mortgages would have been granted if the lending standards where more reasonable.
Mortgage companies rely on calculations to determine if a home buyer will become delinquent on their payment. They will not give you a loan if you are too much of a risk for them. Credit history has a huge impact on this decision since lenders can see how often you pay back your debts. The history they receive is extensive. This view into your financial past causes lenders to take less risk when lending to you for your mortgage.
The Effect on the Economy
The housing market is recovering at a slower pace than it should since less potential homebuyers are being offered loans. While the market is still recovering with positive trends, fewer buyers can create a strain on other economic factors like home goods or construction jobs. Bottom Line
After the housing market boom and bust, mortgage lenders became stricter in their lending standards. It is not impossible to get a mortgage loan, but it can still be difficult for potential home buyers. Stay on top of your credit and make sure you and anyone else who is applying are in a good financial position so you can be approved for a loan. It is important to research different companies and their requirements to ensure success in getting a mortgage.2022-02-25T06:37:00-07:002022-02-25T06:39:04-07:00Beth Haltom